FILE BANKRUPTCY QUICKLY BEFORE THERE IS A JUDGMENT AGAINST YOU!

Creditors are suing again!

COVID-19 affected public health practices, and required restriction of judicial operations preventing Courts from holding-in person hearings as outlined by the Indiana Supreme Court @ https://www.in.gov/courts/files/order-other-2020-20S-CB-123i.pdf.

But, Collection Courts have reopened the doors and are holding in-person hearings again. In response, lawyers have increased the filing of collection cases. Almost everyone who is calling me now is being sued by a creditor. Lawsuits push people into bankruptcy.

YOUR REAL ESTATE

If you are buying your house, a judgment against you becomes a lien on your real estate. Depending on how much equity you have acquired in your real estate, you may not be able to erase that judgment lien, even in bankruptcy. So, file bankruptcy before judgment is entered to avoid losing the equity in your house.

YOUR BANK ACCOUNT

Even if you aren’t buying real estate, your bank account can be frozen. The creditor can send judgment paperwork to your bank, without any hearing, and take all the money you have in your bank account. If you have a direct deposit from your employer and a judgment order is in place, your next pay may evaporate as soon as it enters your account. You will have no warning; no court hearing is required and your bank does not have to notify you before it happens. So, file bankruptcy before judgment is entered.

YOUR WAGES

When a judgment is entered, after a proceeding supplemental hearing, garnishment paperwork is sent to your employer to garnish up to 25 percent of your wages. Because most people live pay check to pay check, you cannot afford to lose one-fourth of your income; you need that money to pay your rent, your food, your utilities and your car.

IF YOU WAIT TO FILE BANKRUPTCY, IT CAN COST YOU MONEY

After the lien attaches to your real estate, after the bank account is frozen, after the wages are garnished, the money is gone; money you could have used TO FILE FOR BANKRUPTCY, TO PAY RENT, TO PAY UTILITIES, AND TO BUY FOOD.

BE PROACTIVE

Call now 317-581-9590. We can file your bankruptcy and stop the collection process immediately. Protect your needed funds!